The MP63 (DRIPX) Fact Sheet
4th Quarter December 30, 2022
The MP63 (DRIPX) is a diversified mutual Fund that allows individual investors to put money into a wide range of companies that offer Dividend Reinvestment Plans, in a simple, low-cost, low-beta, low-turnover portfolio of dividend paying stocks, carefully selected by experienced managers.
Portfolio and Strategy:
The Fund focuses on companies (in a wide range of industries) with strong brands and competitive advantages, with long histories of paying and increasing dividends, that also have the likelihood of continuing to pay and increase dividends in the future. MP63 is the only mutual Fund focused on companies that offer Dividend Reinvestment Plans (DRIPs), and it is managed by an expert on the field of DRIPs, with more than 20 years of experience.
Costs and Fees:
The Fund has a no-load structure, so it is available directly to investors, with no brokers or commissions. However, should shareholders wish to hold shares within a brokerage account, the Fund appears on the Charles Schwab and TD Ameritrade platforms. Those brokers charge their own fees.
The Expense Ratio is competitive compared to its category. According to Morningstar®, as of December 30, 2022, the average expense ratio of No-load, Large-Cap funds is 0.90%, while the expense ratio of DRIPX is 0.63%.
The Fund doesn’t charge a 12b-1 fee (a fee associated with promotion or advertising).
Cumulative returns compared to its category:
As of December 30, 2022, DRIPX has a 4-star rating from Morningstar® and the Gold medal, which is their highest analyst rating for mutual funds. As of December 30, 2022, this is how the Fund’s annualized returns compare to its category (Large Cap Value Funds):
These are trailing returns, which are returns that DRIPX and the Category have achieved over the specified time including both capital gains and dividends.
Niethe the Advisor nor the Fund had provided anycompensation to Morningstar for the rating.
The comparison in a chart:
The following chart compares cumulative returns, as of December 30, 2022 (including dividends and capital gains), since the Fund inception in March 1st, 1999.
The cumulative return comparison is as follows:
1: The Fund (MP 63 Fund, DRIPX) (blue line): 386.88%. net of all expenses
2: The S&P 500® index (orange line –including dividends and capital gains) represented by the Index Fund Vanguard 500 Index Admiral (VFIAX): 383.53%. net of all expenses
Source: Morningstar (as of December 30, 2022)
Any performance data quoted represents past performance. Past performance is not indicative of future returns. No representation or warranty is made that any returns indicated will be achieved.
Volatility and Investment Risks:
DRIPX’s 3-year trailing Beta is 0.92 (vs. the S&P 500® Index), so the Fund is 9% less volatile than the S&P Index®.
(Note: Beta is a measure of the volatility, or systematic risk, of a mutual Fund, a security or a portfolio in comparison to the market as a whole.)
DRIPX annual dividends per share since inception in 1999:
Investing in the Fund:
You could lose money investing in the Fund. When you sell Fund shares, they may be worth less than what you paid for them because the value of Fund investments vary from day-to-day, Risks of Investing in Common Stocks Individual companies may not perform as anticipated, stock markets may experience periods of turbulence and instability, and domestic and global economies are subject to periods of decline and cyclical change.
Large-Size Company Risks Larger companies may be unable to respond quickly to new competitive challenges and may be unable to attain the high growth rates of successful, smaller companies.
Mid-Size Company Risks Medium-sized companies may be more volatile because they may not have the management experience, financial resources, product diversification and competitive strengths of larger companies.
Focused Portfolio Risks Any negative changes inheret to companies that offer dividend reinvestment plans might result in a greater negative impact to the Fund than a Fund that holds a larger array of securities.
Any performance data quoted represents past performance. Past performance is not indicative of future returns. No representation or warranty is made that any returns indicated will be achieved. Mutual Fund investing in general involves market risk, fees, and expenses, which should be considered carefully before investing.
MP 63 Fund is managed by Moneypaper Advisor, Inc., Harrison, New York, 10528 and is distributed by Arbor Court Capital, LLC - Member FINRA. Important information about the MP 63 Fund (DRIPX) is found in its prospectus, a copy of which, along with current performance information, may be obtained by visiting MP63Fund.com or by calling 877-676-3386 to speak with the Fund Administrator or 800-388-9993 to speak with the Advisor. Prospective investors should read the prospectus carefully before investing.